Updated 25.7.2026
Statistics
Light Entrepreneurship in Finland: Figures and Statistics
The real total cost of light entrepreneur services
- Truster
- 3.99% of invoicing or €55/monthSource
- Eezy Kevytyrittäjät (service fee + mandatory EezyTurva)
- 4% + 3% = 7% of invoicingSource
- OP Kevytyrittäjä (service fee + Turva, without a Business ID)
- 5% + 2.5% = 7.5% of invoicingSource
- UKKO.fi (service fee + mandatory UKKO Turva)
- 5% + 3% = 8% of invoicingSource
Verified on 24 July 2026
What does the price difference mean in euros?
Example: an invoice of 2,000 euros (excluding VAT). The service fee including mandatory add-ons is €79.80 with Truster, €140 with Eezy, €150 with OP Kevytyrittäjä, and €160 with UKKO.fi. If you invoice €2,000 every month, the annual difference between the cheapest and the most expensive option is €962.
For those invoicing regularly, a fixed monthly fee changes the calculation further: Truster's €55/month covers a whole month's invoicing, so the effective percentage falls as invoicing volume grows. For example, with €4,000 in monthly invoicing, the fixed fee works out to 1.4 percent.
Instant pay prices by service
- Truster HetiPalkka (pay before the invoice due date)
- 5% of the invoiceSource
- Truster Pikamaksu (funds instantly for a paid invoice)
- €25/paymentSource
- Eezy EezyExpress
- 5%Source
- UKKO Salamapalkka (for a paid invoice)
- €15/useSource
- OP Kevytyrittäjä
- No instant-pay product listed on the service's websiteSource
Verified on 24 July 2026
How were these figures compiled?
Service prices have been verified against each provider's own public pricing pages as of 24 July 2026, and the source is noted for every figure. The total cost includes mandatory extra fees (such as the services' Turva fees), since these are charged to every light entrepreneur. Promotional prices have not been taken into account. Truster's platform figures are self-published by the company. This page is updated whenever prices or figures change.
Frequently asked questions
Which is the cheapest light entrepreneur service in Finland?
Among the compared services, Truster has the lowest total cost: 3.99% of invoicing or €55/month, with no mandatory extra fees. The next cheapest is Eezy (7% total), followed by OP Kevytyrittäjä (7.5%) and UKKO.fi (8%). Figures verified against the services' own pricing pages on 24 July 2026.
Why does the total cost differ from the advertised percentage?
Many services charge a mandatory insurance or security fee on top of the advertised service fee, calculated as a percentage of the invoiced amount. For example, a 5 percent service fee plus a 3 percent mandatory security fee actually adds up to a total cost of 8 percent.
How often are the figures on this page updated?
Price data is verified against each service's own pages, and the verification date for every figure is shown on the page. If you spot outdated information, let us know and we'll correct it.
Calculate your own situation
The Take-Home Pay calculator shows how much of your invoicing you actually keep.