Who it's for
Sole proprietorship for delivery partners
As a delivery partner, you work under your own sole proprietorship (FIE). Truster sets up your Business ID (Y-tunnus) for you and then handles the bookkeeping, VAT filings and tax return, so all you need to focus on is doing the deliveries. Invoicing runs automatically together with the platform, so you never have to create invoices by hand.
Why is the delivery partner service fee 0.99%?
Truster is a Wolt partner. Thanks to this partnership, delivery partners get their own contract pricing: the service fee is 0.99% of your invoicing, compared to the standard sole proprietorship service price of 3.99% of invoicing or €59/month. There are no start-up costs at all.
The advantage of percentage-based pricing is that there are no monthly fees: if you don't invoice anything in a given month, you don't pay anything either. Your filings to the tax authorities are still taken care of for you.
How to get started
Download the Truster app and create an account. We'll set up a Business ID (Y-tunnus) for you, which you then register with the platform. Once deliveries start, invoicing and payouts run automatically through the app, and you can follow everything in real time.
All expenses, such as bike or car costs and work equipment, are logged in the app and taken into account in your bookkeeping. This keeps your taxable result accurate without any pile of receipts to sort through.
VAT and taxes
As a sole proprietor (FIE), you're generally liable for VAT, and the standard rate is 25.5%. If your turnover stays below the minor-activity threshold of €20,000 per financial year, you're not required to register for VAT. Either way, Truster takes care of your VAT filings and tax return for you.
YEL insurance for delivery partners
YEL insurance becomes mandatory once your annual YEL income exceeds €9,423.09 (2026). The YEL contribution is 24.4% of your confirmed income, and first-time entrepreneurs get a 22% discount on the payment. You can take out the insurance directly in the Truster app, and payments are handled alongside your invoicing.
Why delivery couriers choose Truster
Over 55,000 workers have already invoiced through Truster, with more than €450 million processed through the platform. Customer service is available in Finnish, and the app's AI assistant answers questions around the clock.
Frequently asked questions
Who is the 0.99% service fee for?
This price is the delivery partner contract rate and applies to delivery work done under a sole proprietorship through Wolt. For other sole proprietorship invoicing, the price is 3.99% of invoicing or €59/month.
Do I need a Business ID (Y-tunnus)?
Yes. Delivery work through Wolt is done under a sole proprietorship, and Truster sets up your Business ID (Y-tunnus) for you as part of the service.
Are there any monthly fees?
No. The 0.99% service fee is only charged on the amount you invoice, and there are no start-up costs. In months when you don't invoice anything, you don't pay anything.
Do I need YEL insurance?
YEL becomes mandatory once your YEL income exceeds €9,423.09 per year (2026). You can take out the insurance directly in the app, and first-time entrepreneurs get a 22% discount on the payment.
How are equipment and vehicle expenses deducted?
You log expenses in the Truster app, and they're automatically taken into account in your bookkeeping and taxes. Receipts can be saved directly with your phone's camera.
Start your delivery work as a sole proprietor
There are no start-up costs, and the service fee is just 0.99% of the amount you invoice.