Kenelle
Light entrepreneurship for drivers
A driver can invoice for their work as a light entrepreneur without setting up a company. You drive the gig, send the invoice through the Truster app, and the pay lands in your account. Truster takes care of withholding tax according to your tax card, plus all the authority reporting. The account is free, and you only pay when you invoice, which makes driving gigs a great fit as a side income too.
What kinds of driving gigs do light entrepreneurs take on?
Typical jobs include small-scale transport and pickup services, such as moving furniture and flea-market finds, helping with moves (including carrying furniture), delivery and distribution runs for businesses, and food or parcel courier work through platforms — whenever the platform allows invoicing as a light entrepreneur. There's also plenty of gig work hauling goods for events and construction sites.
Note that some transport work requires a permit: for example, professional freight transport and passenger transport may require a licence. Check the permits and qualification requirements for your field before taking on gigs.
Pricing and costs in transport work
Transport jobs are usually priced per gig, based on distance, the amount of goods, and how much carrying is needed. Moving help is often priced by the hour, while longer relocations use a fixed price. Distribution work typically comes with a per-day or per-route fee. Price your work so it covers vehicle costs, waiting time and carrying work as well.
The biggest costs relate to the vehicle: fuel, servicing, tyres and insurance. You'll also need straps, blankets and other load-securing gear. You log your trips and expenses in the Truster app, and they're automatically factored into your pay, so using your own car for work is properly reflected when you get paid.
Driving gigs are matched through gig-work platforms and local Facebook groups, where people are constantly asking for moving help and pickup transport. Transporting flea-market and auction finds is a growing niche, as is handling online store pickups and returns. It's worth offering businesses your services as a regular delivery helper for their busy days, since a steady arrangement evens out your income.
Invoicing and pay with Truster
One-off transport jobs are invoiced right after the gig, while regular deliveries or platform work are billed on a summary invoice, for example weekly or monthly. Creating an invoice in the app takes a couple of minutes, even on a break behind the wheel. Maksuvahti keeps track of what you're owed and sends payment reminders on your behalf for 1.99 € per invoice.
Driving generates costs every week, so cash flow matters. HetiPalkka pays your wages even before the invoice due date, for a fee of 5% of the invoice amount. If you're on the monthly plan, Truster Turva is included at no extra cost, so you're covered by insurance while out on gigs.
Light entrepreneurship suits a driver who wants to combine different income sources: moving gigs on weekends, delivery runs on weekdays, and platform work whenever there's time. Everything is invoiced through the same account, and income is paid out as wages with no bookkeeping worries.
Light entrepreneurship suits a driver who wants to try out gig work of their own without setting up a company: no bookkeeping, no fixed costs, and you can drive as much or as little as you like. Compared to being an employee, you set your own prices and choose your own gigs. If your activity grows into professional transport, check the permit requirements and consider setting up your own company at that point.
Log your gigs in the app as soon as they're done, so your summary invoice is ready with a couple of taps at the end of the week. A clearly itemised invoice showing pickup location, delivery address and carrying work reduces questions and speeds up payment. A happy business customer will keep ordering transport directly from you going forward. Established customer relationships make your weeks more predictable and cut down on driving empty.
How much do you take home?
Truster's service fee is 3.99% of your invoicing, or a flat 55 €/month, which suits those driving a lot. The service fee and statutory payments are deducted from your invoice amount, and withholding tax is applied to your pay according to your own tax card. VAT is generally added to transport service invoices at the general rate of 25.5%.
Of the service fee options, the percentage-based 3.99% suits occasional gigs, while the flat 55 €/month suits a busy driving schedule. Price your gigs so the price covers fuel, vehicle wear and waiting time — not just time spent behind the wheel.
The amount you take home depends on how much you invoice, your vehicle costs and your tax rate. On our Calculators page you can try out your own numbers and immediately see how much of a gig ends up in your account.
Frequently asked questions
Do I need a transport licence for driving gigs?
Some transport work requires a permit — for example, professional freight transport and passenger transport may require a licence. Check the permits and qualification requirements for your field before taking on gigs.
How are my own car's costs taken into account?
You log your trips and work-related expenses in the Truster app, and they're automatically factored into your pay. It's worth checking the tax details at vero.fi (the Finnish Tax Administration).
Can I invoice a courier platform as a light entrepreneur?
Many platforms allow you to work as a light entrepreneur. Check the platform's own terms and invoice your earnings through Truster, so you receive them as wages with withholding tax handled according to your tax card.
How do I price moving help?
Moving help is usually priced by the hour, with longer relocations priced as a fixed gig fee. Make sure the price covers carrying work, travel and vehicle costs. Our Calculators page shows how much you'll take home at different prices.
Start invoicing today
The account is free and comes with no obligations. You only pay when you invoice.