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    What is self-employment?The basics: invoice without your own companyInvoice without a companyStep by step to your first invoiceYour first invoiceChecklist: contents, terms, remindersFind clientsFirst clients and repeat work
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    Tax when self-employedHow your salary is calculated from the invoiceVAT for the self-employedWhen VAT applies and who handles itPrice your workHourly vs fixed, and what your price must coverReceipts and deductionsWhich costs belong to the job
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    Self-employed or sole trader?An honest comparison of your optionsFrilans Finans alternativesFees and what to compareCool Company alternativesFees and what to compareSelf-employment and a-kassaWhat to know before you start
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Help center/Toiminimiyrittäjä
  • Account management, reports and certificates
  • Account access
  • Invoicing and expenses
  • Kevytyrittäjä
  • Kevytyrittäjä onboarding
  • Toiminimiyrittäjä
  • Toiminimiyrittäjä onboarding
  • YEL-vakuutus
  • Aloita
  • Laskuta
  • Sovellus
  • Talous
  • Turva
  • Työnteko
  • Aloita
  • Kirjanpito
  • Laskuta
  • Ruokalähetit
  • Verotus
  • Payments and pricing
  • Sole trader (with a Business ID)
  • Taxes, insurances and obligations

Toiminimiyrittäjä

  • Why is it worth becoming a sole trader (toiminimi)?
  • Who is the sole trader (toiminimi) service for?
  • What does the service include?
  • When does the service become active?
  • Can I use the service if I already have a Y-tunnus (Business ID)?
  • How do I grant personal authorizations in Suomi.fi?
  • Where can I find my company's details?
  • What information about my company can I find in the app?
  • What is an assignment agreement?
  • Does using a substitute affect my taxation?
  • Where can I find the business reports?
  • How does bookkeeping work with Truster?
  • How often is bookkeeping done?
  • A whole year of bookkeeping not done?
  • What kind of receipt is valid for bookkeeping?
  • How does the receipt scanner work?
  • What expenses can I add to the bookkeeping?
  • Where can I find the payment details for a private withdrawal?
  • How do I determine my advance tax?
  • How do I set the advance tax rate in the app?
  • What do I do if the Finnish Tax Administration has assessed me with advance taxes?
  • When will I receive my VAT refund?
  • Why does the app's VAT information say "missing"?
  • How do I check whether the YEL income threshold is met?
  • How does using a vehicle with a toiminimi affect taxation?
  • How do I add my vehicle's details to the bookkeeping?
  • How do I prove the car's value?
  • How do I send a Driversnote report?
  • How does payment processing work with a toiminimi?
  • I received a request for information from the Finnish Immigration Service, what documents do I need to send?
  • What is self-employment?
  • Invoice without a company
  • Tax when self-employed
  • Self-employed or sole trader?
  • Join the waitlist

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Truster. Helsinki, Finland.

Truster provides accounting, invoicing, and payroll services for freelancers, light entrepreneurs, and small businesses.