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    What is self-employment?The basics: invoice without your own companyInvoice without a companyStep by step to your first invoiceYour first invoiceChecklist: contents, terms, remindersFind clientsFirst clients and repeat work
    Money & tax
    Tax when self-employedHow your salary is calculated from the invoiceVAT for the self-employedWhen VAT applies and who handles itPrice your workHourly vs fixed, and what your price must coverReceipts and deductionsWhich costs belong to the job
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    Self-employed or sole trader?An honest comparison of your optionsFrilans Finans alternativesFees and what to compareCool Company alternativesFees and what to compareSelf-employment and a-kassaWhat to know before you start
    Download the Truster appInvoice, track payments and get paid from your phone. The same account works in the browser.Open the web versionRated 4.53 out of 5 on the App Store, 253 ratings.4.53253 ratings
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Help center/Kevytyrittäjä
  • Account management, reports and certificates
  • Invoicing and expenses
  • Kevytyrittäjä
  • Kevytyrittäjä onboarding
  • Toiminimiyrittäjä
  • Toiminimiyrittäjä onboarding
  • YEL-vakuutus
  • Aloita
  • Laskuta
  • Sovellus
  • Talous
  • Turva
  • Työnteko
  • Aloita
  • Kirjanpito
  • Laskuta
  • Ruokalähetit
  • Verotus
  • Payments and pricing
  • Sole trader (with a Business ID)
  • Taxes, insurances and obligations

Kevytyrittäjä

  • What does light entrepreneurship mean?
  • Why should I become a light entrepreneur?
  • Is a light entrepreneur an entrepreneur?
  • Is light entrepreneurship profitable?
  • Who can become a light entrepreneur?
  • What is a service agreement (toimeksiantosopimus)?
  • How do I know if my customer has paid the invoice?
  • Where can I find my payslip?
  • How do I receive a direct payout?
  • What expenses can a light entrepreneur deduct in their personal taxation?
  • Why should a light entrepreneur keep a mileage log?
  • How much are expense reimbursements in 2026?
  • What is the health insurance contribution and why is it charged?
  • Can a light entrepreneur be unemployed?
  • What kind of unemployment security does a light entrepreneur have?
  • Is the employment condition met for a light entrepreneur working on the side?
  • Is a light entrepreneur a self-employed trader (elinkeinonharjoittaja)?
  • What is the Valtti card?
  • How do I order a Valtti card?
  • How can I add a new payment card for the 55 €/month service?
  • How can I manage my current €55/month subscription?
  • How do I cancel my €55/month subscription?
  • What is self-employment?
  • Invoice without a company
  • Tax when self-employed
  • Self-employed or sole trader?
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Truster. Helsinki, Finland.

Truster provides accounting, invoicing, and payroll services for freelancers, light entrepreneurs, and small businesses.