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    What is self-employment?The basics: invoice without your own companyInvoice without a companyStep by step to your first invoiceYour first invoiceChecklist: contents, terms, remindersFind clientsFirst clients and repeat work
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    Tax when self-employedHow your salary is calculated from the invoiceVAT for the self-employedWhen VAT applies and who handles itPrice your workHourly vs fixed, and what your price must coverReceipts and deductionsWhich costs belong to the job
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    Self-employed or sole trader?An honest comparison of your optionsFrilans Finans alternativesFees and what to compareCool Company alternativesFees and what to compareSelf-employment and a-kassaWhat to know before you start
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Help center/Kevytyrittäjä
  • Account management, reports and certificates
  • Account access
  • Invoicing and expenses
  • Kevytyrittäjä
  • Kevytyrittäjä onboarding
  • Toiminimiyrittäjä
  • Toiminimiyrittäjä onboarding
  • YEL-vakuutus
  • Aloita
  • Laskuta
  • Sovellus
  • Talous
  • Turva
  • Työnteko
  • Aloita
  • Kirjanpito
  • Laskuta
  • Ruokalähetit
  • Verotus
  • Payments and pricing
  • Sole trader (with a Business ID)
  • Taxes, insurances and obligations

Kevytyrittäjä

  • What does light entrepreneurship mean?
  • Why should I become a light entrepreneur?
  • Is a light entrepreneur an entrepreneur?
  • Is light entrepreneurship profitable?
  • Who can become a light entrepreneur?
  • What is a service agreement (toimeksiantosopimus)?
  • How do I know if my customer has paid the invoice?
  • Where can I find my payslip?
  • How do I receive a direct payout?
  • What expenses can a light entrepreneur deduct in their personal taxation?
  • Why should a light entrepreneur keep a mileage log?
  • How much are expense reimbursements in 2026?
  • What is the health insurance contribution and why is it charged?
  • Can a light entrepreneur be unemployed?
  • What kind of unemployment security does a light entrepreneur have?
  • Is the employment condition met for a light entrepreneur working on the side?
  • Is a light entrepreneur a self-employed trader (elinkeinonharjoittaja)?
  • What is the Valtti card?
  • How do I order a Valtti card?
  • How can I add a new payment card for the 55 €/month service?
  • How can I manage my current €55/month subscription?
  • How do I cancel my €55/month subscription?
  • What is self-employment?
  • Invoice without a company
  • Tax when self-employed
  • Self-employed or sole trader?
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Truster. Helsinki, Finland.

Truster provides accounting, invoicing, and payroll services for freelancers, light entrepreneurs, and small businesses.