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The short answer: Frilans Finans is a well-established light entrepreneurship provider with a standard fee of 6% of the invoiced amount, which according to the company's published pricing can step down to as low as 4% at high invoiced volumes. If you're considering alternatives, the choice rarely comes down to the fee alone: also compare payout speed, insurance and support. Truster is an upcoming alternative in Sweden, currently open by invitation. Here we go through the facts and the criteria to compare.

#What does Frilans Finans cost?

According to frilansfinans.se, the standard fee is 6% of the invoiced amount. The fee is deducted once the invoice has been paid, before your pay is calculated. For those invoicing larger volumes there's a step-down scale where the fee can drop, as low as 4%. The figures come from Frilans Finans' published pricing and were verified in July 2026. Prices and terms can change, so always check the current details directly on frilansfinans.se before making a decision.

Important to understand: the service fee is just one part of the journey from invoice to pay. After the fee, employer contributions are paid, typically 31.42% of the pay portion, and then income tax is withheld. That chain looks fundamentally the same across all reputable light entrepreneurship providers, since it's governed by Swedish regulations rather than by the service itself. What sets providers apart is the service fee, what it includes, and how smooth the service is to use.

#How to compare light entrepreneurship providers

Total fee: look at the whole cost, not just the headline percentage. What's included in the base fee, and what costs extra? Some services charge add-ons for things like faster payouts, foreign invoices or reminder handling. Do the math for your own typical month, since volume discounts only matter if you actually reach those volumes.

Fast payout: how quickly do you get paid after the client pays the invoice, and is it possible to get the money sooner? If fast payout is offered, check what it costs and what conditions apply. For many freelancers, predictable payouts matter more than shaving off the last fraction of a percent in fees, especially when clients' payment terms are 30 days.

Insurance: what insurance is included when you work through the service, such as liability and accident cover, and what's excluded? This matters especially in hands-on trades where an accident can be costly. Read the actual insurance terms, not just the marketing copy.

Support: when something goes wrong with an invoice or a client who won't pay, you want fast, knowledgeable answers from a real person. Test the support before committing: ask a specific question and see how quickly and how well it's answered. How a service treats your questions before you're even a customer says a lot about what to expect afterwards.

#Truster: an upcoming alternative in Sweden

Truster lets you invoice without your own company: you do the work, send the invoice through the service, and receive the result as pay, with tax and contributions handled for you. The service is built by a payment institution authorised by the Finnish Financial Supervisory Authority, and is used by more than 55,000 people across the Nordics. Truster is opening in Sweden by invitation: the service is rolling out gradually, and you join the waitlist at /kom-igang to get an invitation when it's your turn. We haven't published Swedish pricing yet, and we think you should compare every option with the same critical eye: total cost, payout, insurance and support.

#Things to consider before switching

Switching light entrepreneurship providers is undramatic, but do it in an orderly way. Finish or transfer any ongoing invoices so nothing falls through the cracks. Check what your insurance cover looks like during the transition, so you're not left unprotected mid-assignment. Let your clients know that invoices will now come from a new sender, ideally with plenty of notice, and update the payment terms if anything changes: common terms are 7, 14 or 30 days. You can also try a new service with a single assignment before moving everything over. The most important thing is that the decision rests on facts you've checked yourself at the source, not on outdated information.